Company Name: HDFC Bank

Designation: Credit Manager

Job Description:

Responsibilities

* The incumbent will be required to appraise proposals (Initial/ Interim / Annual) in keeping with the laid down policy guidelines and within the prescribed TAT.
* The incumbent will also be required to ensure all necessary data incorporated in the CAM i.e. CRI sheet is duly signed off, RBI/Dedupe/CIBIL check completed, Ref checks completed, Site and Plant Visit completed, CAM is completed in all respect and as per required format.
* The incumbent will be responsible for processing the RAM rating through the designated credit managers.
* The incumbent will also be required to interact with the customers in the portfolio on an ongoing basis for credit related issues.
* The Incumbent will be required to closely coordinate with the RMs to ensure watchlisted, delinquent and exit customers are followed up regularly.
* The Incumbent is required to work closely with internal functions like – Sales / OPS / CRU / RIC / Branch Banking etc. & external functions like – CPA / Stock Auditor etc. to maintain a smooth flow of activities at the location.
* The Incumbent will also be responsible for the Audit and relevant Regulatory compliance

Company Profile:

HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995. Today the Bank has a nationwide network of over 1725 branches and 4232 ATMs spread over 779 towns and cities across India The Banks American Depository Shares (ADS) are listed on the New York Stock Exchange (NYSE) and the Global Depository Receipts (GDRs) are listed on Luxembourg Stock Exchange.

The Bank has been bestowed with numerous awards and accolades from top national and international agencies & magazines. HDFC Bank comprises of a dynamic and enthusiastic team determined to accomplish the vision of becoming a World-class Indian bank. Our business philosophy is based on our four core values - Customer Focus, Operational Excellence, Product Leadership and People. We believe that the ultimate identity and success of our bank will reside in the exceptional quality of our people and their extraordinary efforts.

Desired Profile:

Requirements

* Candidate must possess an MBA / PG Diploma with Finance Major or a CA

* Required skill(s): Working Capital Funding, Portfolio Management

* At least 2 year(s) of working experience in Working Capital Funding is required for this position.

* Preferably Managers from the Banking/Financial Services domain.

Experience: 2 - 4 Years

Functional Area: Banking, Insurance

Education:
UG - Any Graduate
PG - CA,MBA/PGDM - Finance

Location: Bhopal, Gwalior, Indore, Jabalpur

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